Inspired by Excellence & Innovation

We offer a wide range of personal loans and financial services.

Loans for Entrepreneur in Singapore

Are you the one with an entrepreneurial mind and capabilities? Goldallianze would love to assist you with all your financial needs. Unfortunately, many capable and talented individuals never get their potent business ideas materialized because of their financial restraints. Now, you don’t have to waste your time and energy in searching for the much-needed liquidity. Getting a loan from Goldallianze is as easy as ordering a pizza.

Who are we?

GOLD ALLIANZE CAPITAL PRIVATE LIMITED is a 100% privately owned Singapore Licensed Moneylender offering an extensive range of short-term and long-term loan products. We are here to provide liquidity to aspiring entrepreneurs and small-to-medium business operators who are seeking newer opportunities in the business-fertile land of Singapore. Gold Allianze believes in building strong partnerships. You can contact us even if you are not clear on your loan requirements as our staff can assist you in sorting it out.

Flexible Repayment, Instant Loans 

Gold Allianze understands the importance of time in business. Your ideas today might not stay relevant tomorrow. Now, you can invest in your ideas and your existing business by applying for an instant, unsecured loan with us. We are offering custom-tailored loan packages to all qualifying customers.

Apply for a Loan Today!

Gold Allianze is a Singapore Licensed Moneylender and thus, bound to provide our customers with the best possible services. We are operating with an improvised business model that has enabled us to grant loans instantly. Remember – your idea today can prove to be an amazing, lifetime opportunity. So, contact us today and we would be more than happy to negotiate a deal with you. In most cases, it takes us less than a day or so to get back to you. Most probably, you can receive your loan instantly with Gold Allianze.

Where to Start? 

We are just a call away. Can’t believe it? You bet and call us now. At Gold Allianze we are committed to transforming the Singaporean loan industry. Our experienced customer relationship officers have the right experience and knowledge to understand your financial needs. We don’t believe in hefty and useless paperwork. You can also submit an online enquiry to inquire about your existing request or to discuss your next business idea. Stay assured! We have no everlasting queues. You are always welcome to visit our office.

Why Choose Entrepreneur Loans Singapore Licensed Moneylender?

GOLD ALLIANZE CAPITAL PRIVATE LIMITED is an approved entity and we have all the required accreditations to operate as a financial entity. So, we are more trustworthy and reliable than our unlicensed counterparts. Please visit the Ministry of Law website and there you will be able to verify us on the list of the Singapore Licensed Moneylender. Choose us or not but always seek a Singapore Licensed Moneylender to stay away from frauds and antisocial elements. We are legally bound to keep our interest rate within the limits defined by governmental regulatory authorities.

Personal Loan Calculator

Licensed Moneylender in Singapore

Gold Allianze Capital Private Limited is devoted to excellence in providing loan facilities, financial management, and always go the extra mile for our customers. Your privacy is of utmost importance and we are committed to protecting the privacy and security of your personal information.

  • Focus – customers from all walks of life

  • SMEs – we support and encourage business growth

  • Expatriates – we can help make ends meet

Borrow only what you need and are able to repay. Be mindful that if you are unable to meet the contractual terms, the late payment fees and interest payment will be a financial strain not just on yourself but also on your family.

OUR VALUES

We will promote better informed decisions about our loan services:

  • by providing effective disclosure of product information
  • by explaining the terms of a loan to you in a language you understand and to provide you with a copy of the loan contract
  • by explaining the repayment schedule, the interest rate charged and the fees applicable.

We will act fairly and reasonably towards you in a consistent and ethical manner.

We will comply with all relevant laws, rules and regulations relating to our Moneylending business in Singapore.

We will ensure our staff are trained so that they can competently and efficiently discharge their functions and provide the loans that they are authorised to provide in compliance with moneylenders laws, rules and regulations in Singapore and have an adequate knowledge of the provisions of these laws, rules and regulation in Singapore

We will not make a loan where repayment of that loan results in substantial hardship for our customers.
We make inquiries to our customers to determine whether a loan is not unsuitable for them we will ensure that:

  • There is a reasonable surplus of income available to meet unforeseen circumstances before taking into consideration the repayment of our loan
  • The income is consistent and predictable over the course of the loan repayment term
  • Customer living costs and expenses are reasonably determined even if they are not disclosed to us voluntarily
  • We take all of the customers existing financial obligations into consideration including debt and non-debt obligations
  • There is not a living cost dependence on our loan given the customer’s other financial commitments
  • Purpose of the loan
  • Debt refinance to ensure that there is a net benefit to the customer

Personal Loan Calculator

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Total Payment
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PERSONAL LOAN

BUSINESS LOAN

CASH ADVANCE

Emily O'brien
05:24 28 Aug 25
The loan officers demonstrated professionalism and courtesy throughout the process. They were attentive to queries, provided clear explanations on available options, and ensured that documentation requirements were well communicated. Their guidance contributed to a smooth and efficient loan application experience.
Emily O'brien
05:24 28 Aug 25
The loan officers demonstrated professionalism and courtesy throughout the process. They were attentive to queries, provided clear explanations on available options, and ensured that documentation requirements were well communicated. Their guidance contributed to a smooth and efficient loan application experience.
Emily O'brien
05:24 28 Aug 25
The loan officers demonstrated professionalism and courtesy throughout the process. They were attentive to queries, provided clear explanations on available options, and ensured that documentation requirements were well communicated. Their guidance contributed to a smooth and efficient loan application experience.
Md Hafiz Md Sukiman
08:10 27 Aug 25
Smooth and pleasant transaction. First time visiting here and was served by friendly staff in charge Ryan.
Md Hafiz Md Sukiman
08:10 27 Aug 25
Smooth and pleasant transaction. First time visiting here and was served by friendly staff in charge Ryan.
Md Hafiz Md Sukiman
08:10 27 Aug 25
Smooth and pleasant transaction. First time visiting here and was served by friendly staff in charge Ryan.
Boe Gyi
08:45 05 Aug 25
Very fast and very good services and all the staff are friendly.
Boe Gyi
08:45 05 Aug 25
Very fast and very good services and all the staff are friendly.
Boe Gyi
08:45 05 Aug 25
Very fast and very good services and all the staff are friendly.
Amanda Woo
11:47 29 Jul 25
I would like to give a special thank to Mr Ryan. He had given me alot of information which no one is willing to share with me. Mr Ryan he shared his knowledge to me.👍👍👍👍👍 For Mr Ryan. If you do need urgent cash please do visit them at sim lim square. You won't be disappointed with the great service that Mr Ryan and his college provide to you. Friendly, understand your need and very helpful. That all you need when come to a lost and urgent soul.
Amanda Woo
11:47 29 Jul 25
I would like to give a special thank to Mr Ryan. He had given me alot of information which no one is willing to share with me. Mr Ryan he shared his knowledge to me.👍👍👍👍👍 For Mr Ryan. If you do need urgent cash please do visit them at sim lim square. You won't be disappointed with the great service that Mr Ryan and his college provide to you. Friendly, understand your need and very helpful. That all you need when come to a lost and urgent soul.
Amanda Woo
11:47 29 Jul 25
I would like to give a special thank to Mr Ryan. He had given me alot of information which no one is willing to share with me. Mr Ryan he shared his knowledge to me.👍👍👍👍👍 For Mr Ryan. If you do need urgent cash please do visit them at sim lim square. You won't be disappointed with the great service that Mr Ryan and his college provide to you. Friendly, understand your need and very helpful. That all you need when come to a lost and urgent soul.
Poopfire
11:03 03 Jun 25
Ryan has been really helpful towards my personal load. Highly recommend Gold Allianze money lender.👍
Poopfire
11:03 03 Jun 25
Ryan has been really helpful towards my personal load. Highly recommend Gold Allianze money lender.👍
Poopfire
11:03 03 Jun 25
Ryan has been really helpful towards my personal load. Highly recommend Gold Allianze money lender.👍
K Dash
09:47 05 May 25
Ryan is very professional and provides top notch service even though I walk in without appointment. The whole process is swift and straightforward and not even 40 mins. Highly recommend to other people to visit here .
K Dash
09:47 05 May 25
Ryan is very professional and provides top notch service even though I walk in without appointment. The whole process is swift and straightforward and not even 40 mins. Highly recommend to other people to visit here .
K Dash
09:47 05 May 25
Ryan is very professional and provides top notch service even though I walk in without appointment. The whole process is swift and straightforward and not even 40 mins. Highly recommend to other people to visit here .
Alpha Bizcom
05:41 25 Apr 25
Gold Allianze is your best loan partner if you need immediate cashflow solutions, they are very friendly and professional. Highly recommended!!!
Alpha Bizcom
05:41 25 Apr 25
Gold Allianze is your best loan partner if you need immediate cashflow solutions, they are very friendly and professional. Highly recommended!!!
Alpha Bizcom
05:41 25 Apr 25
Gold Allianze is your best loan partner if you need immediate cashflow solutions, they are very friendly and professional. Highly recommended!!!
Toh Boon her
08:47 22 Apr 25
Took loanhetr veryfadt
Toh Boon her
08:47 22 Apr 25
Took loanhetr veryfadt
Toh Boon her
08:47 22 Apr 25
Took loanhetr veryfadt
Phal Chansopheap
06:52 21 Apr 25
Good
Phal Chansopheap
06:52 21 Apr 25
Good
Phal Chansopheap
06:52 21 Apr 25
Good
Raven Ishwar
06:09 21 Apr 25
Great and fast deal, much recommend to consult them
Raven Ishwar
06:09 21 Apr 25
Great and fast deal, much recommend to consult them
Raven Ishwar
06:09 21 Apr 25
Great and fast deal, much recommend to consult them
Jahir Hussain
03:44 19 Apr 25
Jahir Hussain
03:44 19 Apr 25
Jahir Hussain
03:44 19 Apr 25
leongchow chow
08:20 17 Apr 25
Staff courteous, n explain in details on procedure
leongchow chow
08:20 17 Apr 25
Staff courteous, n explain in details on procedure
leongchow chow
08:20 17 Apr 25
Staff courteous, n explain in details on procedure
Rongfu Low
10:19 08 Apr 25
Good and fast moneylenders.Great loan services.
Rongfu Low
10:19 08 Apr 25
Good and fast moneylenders.Great loan services.
Rongfu Low
10:19 08 Apr 25
Good and fast moneylenders.Great loan services.
Fit Jul
10:31 04 Apr 25
Thank you for All staff Gold Allianze,help me
For My daughter school fee go to diploma.thank you
Fit Jul
10:31 04 Apr 25
Thank you for All staff Gold Allianze,help me
For My daughter school fee go to diploma.thank you
Fit Jul
10:31 04 Apr 25
Thank you for All staff Gold Allianze,help me
For My daughter school fee go to diploma.thank you
David Lam
08:31 04 Apr 25
good service and helpful
David Lam
08:31 04 Apr 25
good service and helpful
David Lam
08:31 04 Apr 25
good service and helpful
Ocean Koh
05:30 29 Mar 25
Took a loan here at this money lender
Ocean Koh
05:30 29 Mar 25
Took a loan here at this money lender
Ocean Koh
05:30 29 Mar 25
Took a loan here at this money lender
Fiz Ziz
11:01 25 Mar 25
Jean attended to me.. great customer service ..she is very friendly and dont ask uneccesary questions that make you uncomfortable.. will not hesitate to recommend anyone who needs loan here...
Fiz Ziz
11:01 25 Mar 25
Jean attended to me.. great customer service ..she is very friendly and dont ask uneccesary questions that make you uncomfortable.. will not hesitate to recommend anyone who needs loan here...
Fiz Ziz
11:01 25 Mar 25
Jean attended to me.. great customer service ..she is very friendly and dont ask uneccesary questions that make you uncomfortable.. will not hesitate to recommend anyone who needs loan here...
Sya Azril
06:39 25 Mar 25
Gold allianze is helpful. Thank you
Sya Azril
06:39 25 Mar 25
Gold allianze is helpful. Thank you
Sya Azril
06:39 25 Mar 25
Gold allianze is helpful. Thank you
Dan Goh
06:17 25 Mar 25
Good service
Dan Goh
06:17 25 Mar 25
Good service
Dan Goh
06:17 25 Mar 25
Good service
Fast and Efficient! Highly recommended! Friendly staffs ! Thank you so much !!
Fast and Efficient! Highly recommended! Friendly staffs ! Thank you so much !!
Fast and Efficient! Highly recommended! Friendly staffs ! Thank you so much !!
Muhammad Khairol
06:36 22 Mar 25
Efficient n fast processing..
Muhammad Khairol
06:36 22 Mar 25
Efficient n fast processing..
Muhammad Khairol
06:36 22 Mar 25
Efficient n fast processing..
Wati
04:31 22 Mar 25
All was good n im happy to get what i need frm them,they are helpful.👍👍👍
Wati
04:31 22 Mar 25
All was good n im happy to get what i need frm them,they are helpful.👍👍👍
Wati
04:31 22 Mar 25
All was good n im happy to get what i need frm them,they are helpful.👍👍👍
William Wong
11:07 12 Mar 25
Friendly and fast approval from the loan officer. Good services
William Wong
11:07 12 Mar 25
Friendly and fast approval from the loan officer. Good services
William Wong
11:07 12 Mar 25
Friendly and fast approval from the loan officer. Good services
Phaedra Cocks
04:29 06 Mar 25
Great service and friendly staffs n helpful
Phaedra Cocks
04:29 06 Mar 25
Great service and friendly staffs n helpful
Phaedra Cocks
04:29 06 Mar 25
Great service and friendly staffs n helpful
ERIC LEE
10:05 28 Feb 25
They are understanding and always trying to understand my needs and tried their best to loan me the amount I need.
ERIC LEE
10:05 28 Feb 25
They are understanding and always trying to understand my needs and tried their best to loan me the amount I need.
ERIC LEE
10:05 28 Feb 25
They are understanding and always trying to understand my needs and tried their best to loan me the amount I need.
Chua Han
04:36 14 Feb 25
Fast approval. Well served by ryan and his team (Damien and Jane). Printer was down at that time. They keep their customers cool. Thank you team.
Chua Han
04:36 14 Feb 25
Fast approval. Well served by ryan and his team (Damien and Jane). Printer was down at that time. They keep their customers cool. Thank you team.
Chua Han
04:36 14 Feb 25
Fast approval. Well served by ryan and his team (Damien and Jane). Printer was down at that time. They keep their customers cool. Thank you team.
Angelica Agbayani
09:26 05 Feb 25
Angelica Agbayani
09:26 05 Feb 25
Angelica Agbayani
09:26 05 Feb 25
Dan Sanchezz
06:43 22 Jan 25
Great help by the team who help me to loan out the amount i need. deeply appreaciated ..
Dan Sanchezz
06:43 22 Jan 25
Great help by the team who help me to loan out the amount i need. deeply appreaciated ..
Dan Sanchezz
06:43 22 Jan 25
Great help by the team who help me to loan out the amount i need. deeply appreaciated ..
Wayne
06:17 17 Jan 25
The loan officer was helpful in assisting with proccesing of loan. Thanks much for the help
Wayne
06:17 17 Jan 25
The loan officer was helpful in assisting with proccesing of loan. Thanks much for the help
Wayne
06:17 17 Jan 25
The loan officer was helpful in assisting with proccesing of loan. Thanks much for the help
Alex Lee
02:56 17 Jan 25
Bunch of hooligans. whatever you do please avoid them. I have been making consistent on time payments for the last 3-4 months to them. Just this one month I make late partial payment by 5 days and they send lawyer letter to my address. I have been struggling with family issues and the last thing I wanted was my family to get involved in this. Now I’m facing additional stress, Thank you very much Gold Allianze.
Alex Lee
02:56 17 Jan 25
Bunch of hooligans. whatever you do please avoid them. I have been making consistent on time payments for the last 3-4 months to them. Just this one month I make late partial payment by 5 days and they send lawyer letter to my address. I have been struggling with family issues and the last thing I wanted was my family to get involved in this. Now I’m facing additional stress, Thank you very much Gold Allianze.
Alex Lee
02:56 17 Jan 25
Bunch of hooligans. whatever you do please avoid them. I have been making consistent on time payments for the last 3-4 months to them. Just this one month I make late partial payment by 5 days and they send lawyer letter to my address. I have been struggling with family issues and the last thing I wanted was my family to get involved in this. Now I’m facing additional stress, Thank you very much Gold Allianze.
Black Lover
10:47 15 Jan 25
Very Fast Service...
Black Lover
10:47 15 Jan 25
Very Fast Service...
Black Lover
10:47 15 Jan 25
Very Fast Service...
Rohaizat Ab Rahman
09:16 10 Jan 25
Rohaizat Ab Rahman
09:16 10 Jan 25
Rohaizat Ab Rahman
09:16 10 Jan 25
Nabir Nabir
07:41 02 Jan 25
Friendly loan officer took a loan from this money lender soo happy
Nabir Nabir
07:41 02 Jan 25
Friendly loan officer took a loan from this money lender soo happy
Nabir Nabir
07:41 02 Jan 25
Friendly loan officer took a loan from this money lender soo happy
Iana Roslan
07:35 28 Dec 24
Took a loan from this money lender fast approved
Iana Roslan
07:35 28 Dec 24
Took a loan from this money lender fast approved
Iana Roslan
07:35 28 Dec 24
Took a loan from this money lender fast approved
Iana Roslan
07:35 28 Dec 24
Took a loan from this money lender fast approved
Iana Roslan
07:35 28 Dec 24
Took a loan from this money lender fast approved
Iana Roslan
07:35 28 Dec 24
Took a loan from this money lender fast approved
Iana Roslan
07:35 28 Dec 24
Took a loan from this money lender fast approved
Iana Roslan
07:35 28 Dec 24
Took a loan from this money lender fast approved
Iana Roslan
07:35 28 Dec 24
Took a loan from this money lender fast approved
Bryan Ong
04:43 10 Dec 24
Helpful counter
Bryan Ong
04:43 10 Dec 24
Helpful counter
Bryan Ong
04:43 10 Dec 24
Helpful counter
Bryan Ong
04:43 10 Dec 24
Helpful counter
Bryan Ong
04:43 10 Dec 24
Helpful counter
Bryan Ong
04:43 10 Dec 24
Helpful counter
Bryan Ong
04:43 10 Dec 24
Helpful counter
Bryan Ong
04:43 10 Dec 24
Helpful counter
Bryan Ong
04:43 10 Dec 24
Helpful counter
Pengpeng Tan
06:17 09 Dec 24
Not recommended.. went to Gold Allianze for so many time and they insisted to charge 60 dollar for late payment for just 1 day given that I am regular customer to them. Collector called and talk rude for the late payment and shouted. Very rude and ridiculous. Won't go back to Gold Allianze.
Pengpeng Tan
06:17 09 Dec 24
Not recommended.. went to Gold Allianze for so many time and they insisted to charge 60 dollar for late payment for just 1 day given that I am regular customer to them. Collector called and talk rude for the late payment and shouted. Very rude and ridiculous. Won't go back to Gold Allianze.
Pengpeng Tan
06:17 09 Dec 24
Not recommended.. went to Gold Allianze for so many time and they insisted to charge 60 dollar for late payment for just 1 day given that I am regular customer to them. Collector called and talk rude for the late payment and shouted. Very rude and ridiculous. Won't go back to Gold Allianze.
Pengpeng Tan
06:17 09 Dec 24
Not recommended.. went to Gold Allianze for so many time and they insisted to charge 60 dollar for late payment for just 1 day given that I am regular customer to them. Collector called and talk rude for the late payment and shouted. Very rude and ridiculous. Won't go back to Gold Allianze.
Pengpeng Tan
06:17 09 Dec 24
Not recommended.. went to Gold Allianze for so many time and they insisted to charge 60 dollar for late payment for just 1 day given that I am regular customer to them. Collector called and talk rude for the late payment and shouted. Very rude and ridiculous. Won't go back to Gold Allianze.
Pengpeng Tan
06:17 09 Dec 24
Not recommended.. went to Gold Allianze for so many time and they insisted to charge 60 dollar for late payment for just 1 day given that I am regular customer to them. Collector called and talk rude for the late payment and shouted. Very rude and ridiculous. Won't go back to Gold Allianze.
Nixa Sam
03:57 09 Dec 24
Attended to by Ryan. Very accommodative and fast service. Overall happy with the service provided. Thank you
Nixa Sam
03:57 09 Dec 24
Attended to by Ryan. Very accommodative and fast service. Overall happy with the service provided. Thank you
Nixa Sam
03:57 09 Dec 24
Attended to by Ryan. Very accommodative and fast service. Overall happy with the service provided. Thank you
Nixa Sam
03:57 09 Dec 24
Attended to by Ryan. Very accommodative and fast service. Overall happy with the service provided. Thank you
Nixa Sam
03:57 09 Dec 24
Attended to by Ryan. Very accommodative and fast service. Overall happy with the service provided. Thank you
Nixa Sam
03:57 09 Dec 24
Attended to by Ryan. Very accommodative and fast service. Overall happy with the service provided. Thank you
Nixa Sam
03:57 09 Dec 24
Attended to by Ryan. Very accommodative and fast service. Overall happy with the service provided. Thank you
Nixa Sam
03:57 09 Dec 24
Attended to by Ryan. Very accommodative and fast service. Overall happy with the service provided. Thank you
Nixa Sam
03:57 09 Dec 24
Attended to by Ryan. Very accommodative and fast service. Overall happy with the service provided. Thank you
hisam rahmat
08:17 13 Nov 24
Fast & pleasant talk with the officer.
Recommend
hisam rahmat
08:17 13 Nov 24
Fast & pleasant talk with the officer.
Recommend
hisam rahmat
08:17 13 Nov 24
Fast & pleasant talk with the officer.
Recommend
Benedict Wong
09:02 11 Nov 24
The process was very smooth. The loan officer help me to get the loan i wanted.
Benedict Wong
09:02 11 Nov 24
The process was very smooth. The loan officer help me to get the loan i wanted.
Benedict Wong
09:02 11 Nov 24
The process was very smooth. The loan officer help me to get the loan i wanted.
Edwin Leopold
04:40 09 Nov 24
I had a fantastic experience with Gold Allianze Capital, thanks to their outstanding loan finance agent, Miss Jean. She was incredibly friendly, accommodating, and provided superb customer service throughout the entire process. The loan officer was highly professional, ensuring the loan was approved within minutes while still conducting thorough checks in a quick and efficient manner. I'm truly impressed and will not hesitate to return to Gold Allianze Capital for any future financial needs. Thumbs up for their exceptional service!
Edwin Leopold
04:40 09 Nov 24
I had a fantastic experience with Gold Allianze Capital, thanks to their outstanding loan finance agent, Miss Jean. She was incredibly friendly, accommodating, and provided superb customer service throughout the entire process. The loan officer was highly professional, ensuring the loan was approved within minutes while still conducting thorough checks in a quick and efficient manner. I'm truly impressed and will not hesitate to return to Gold Allianze Capital for any future financial needs. Thumbs up for their exceptional service!
Edwin Leopold
04:40 09 Nov 24
I had a fantastic experience with Gold Allianze Capital, thanks to their outstanding loan finance agent, Miss Jean. She was incredibly friendly, accommodating, and provided superb customer service throughout the entire process. The loan officer was highly professional, ensuring the loan was approved within minutes while still conducting thorough checks in a quick and efficient manner. I'm truly impressed and will not hesitate to return to Gold Allianze Capital for any future financial needs. Thumbs up for their exceptional service!
Lionel Lee
08:02 29 Oct 24
Lionel Lee
08:02 29 Oct 24
Lionel Lee
08:02 29 Oct 24
Muhd Alif
06:43 29 Oct 24
experience was good
Muhd Alif
06:43 29 Oct 24
experience was good
Muhd Alif
06:43 29 Oct 24
experience was good
Shuping Ho
04:07 28 Oct 24
The loan officer all very friendly and helpful Great loan and Great experience and highly recommended.👍🏻
Shuping Ho
04:07 28 Oct 24
The loan officer all very friendly and helpful Great loan and Great experience and highly recommended.👍🏻
Shuping Ho
04:07 28 Oct 24
The loan officer all very friendly and helpful Great loan and Great experience and highly recommended.👍🏻
Moe Sat Aung
06:20 24 Oct 24
Great and fast for short term loans! Refinancing and reloans were smooth as well
Moe Sat Aung
06:20 24 Oct 24
Great and fast for short term loans! Refinancing and reloans were smooth as well
Moe Sat Aung
06:20 24 Oct 24
Great and fast for short term loans! Refinancing and reloans were smooth as well
Henry Fong
09:44 03 Oct 24
Good and fast moneylenders.👍 Great loan services. Fast and no hidden clause. Great experience and highly recommended.
Henry Fong
09:44 03 Oct 24
Good and fast moneylenders.👍 Great loan services. Fast and no hidden clause. Great experience and highly recommended.
Henry Fong
09:44 03 Oct 24
Good and fast moneylenders.👍 Great loan services. Fast and no hidden clause. Great experience and highly recommended.
Jiggy Feeqy
08:48 23 Sep 24
I had a great experience with their loan officer at Gold Allianze. They were professional, knowledgeable, and very helpful throughout the loan process. I highly recommend them!
Jiggy Feeqy
08:48 23 Sep 24
I had a great experience with their loan officer at Gold Allianze. They were professional, knowledgeable, and very helpful throughout the loan process. I highly recommend them!
Jiggy Feeqy
08:48 23 Sep 24
I had a great experience with their loan officer at Gold Allianze. They were professional, knowledgeable, and very helpful throughout the loan process. I highly recommend them!
Ayarose
10:07 17 Sep 24
Smooth transaction and fast.. thanm you..
Ayarose
10:07 17 Sep 24
Smooth transaction and fast.. thanm you..
Ayarose
10:07 17 Sep 24
Smooth transaction and fast.. thanm you..
Jia xin Lim
04:31 16 Sep 24
Nice staff, well recommended 😊
Jia xin Lim
04:31 16 Sep 24
Nice staff, well recommended 😊
Jia xin Lim
04:31 16 Sep 24
Nice staff, well recommended 😊
Danish Sani
06:59 12 Sep 24
Moneylender recommended! Recommend to loan here
Danish Sani
06:59 12 Sep 24
Moneylender recommended! Recommend to loan here
Danish Sani
06:59 12 Sep 24
Moneylender recommended! Recommend to loan here
Chan Teng Chiew
06:39 07 Sep 24
Served by Jean , professional and explain all my queries , recommended , can look for her .
Chan Teng Chiew
06:39 07 Sep 24
Served by Jean , professional and explain all my queries , recommended , can look for her .
Chan Teng Chiew
06:39 07 Sep 24
Served by Jean , professional and explain all my queries , recommended , can look for her .
stc
05:04 28 May 24
Strongly recommend to all who needs financial assistance- you can count on Jean , the loan officer, to solve your financial needs - efficient, understanding, and best of all, caring. Excellent service all round!! Thank you , Jean.
stc
05:04 28 May 24
Strongly recommend to all who needs financial assistance- you can count on Jean , the loan officer, to solve your financial needs - efficient, understanding, and best of all, caring. Excellent service all round!! Thank you , Jean.
stc
05:04 28 May 24
Strongly recommend to all who needs financial assistance- you can count on Jean , the loan officer, to solve your financial needs - efficient, understanding, and best of all, caring. Excellent service all round!! Thank you , Jean.
Gopal Tamilvanon
10:34 24 May 24
The staff attended with pleasant personality and were helpful. Great loan services. Fast and no hidden clause. Great experience and highly recommended.
Gopal Tamilvanon
10:34 24 May 24
The staff attended with pleasant personality and were helpful. Great loan services. Fast and no hidden clause. Great experience and highly recommended.
Gopal Tamilvanon
10:34 24 May 24
The staff attended with pleasant personality and were helpful. Great loan services. Fast and no hidden clause. Great experience and highly recommended.
Clown Streamlabs
04:48 21 May 24
All the staff here are friendly and able to advise accordingly. Fast processing. Highly recommended
Clown Streamlabs
04:48 21 May 24
All the staff here are friendly and able to advise accordingly. Fast processing. Highly recommended
Clown Streamlabs
04:48 21 May 24
All the staff here are friendly and able to advise accordingly. Fast processing. Highly recommended
pengpengx3
05:16 15 May 24
Mr. Ryan is very polite and easy going. The transaction was very smooth. Thank you for the service.
pengpengx3
05:16 15 May 24
Mr. Ryan is very polite and easy going. The transaction was very smooth. Thank you for the service.
pengpengx3
05:16 15 May 24
Mr. Ryan is very polite and easy going. The transaction was very smooth. Thank you for the service.
Tung tah Lam
06:03 23 Nov 23
Thanks for ur loan 🙂
Tung tah Lam
06:03 23 Nov 23
Thanks for ur loan 🙂
Tung tah Lam
06:03 23 Nov 23
Thanks for ur loan 🙂
Mac cheese
04:37 23 Nov 23
Good service 💯💯 recommended
Mac cheese
04:37 23 Nov 23
Good service 💯💯 recommended
Mac cheese
04:37 23 Nov 23
Good service 💯💯 recommended
梁玮伦
10:37 22 Nov 23
Good service and polite
梁玮伦
10:37 22 Nov 23
Good service and polite
梁玮伦
10:37 22 Nov 23
Good service and polite
Rahman Ismail
06:42 22 Nov 23
Fast approval loan and friendly staff highly recommended moneylender
Rahman Ismail
06:42 22 Nov 23
Fast approval loan and friendly staff highly recommended moneylender
Rahman Ismail
06:42 22 Nov 23
Fast approval loan and friendly staff highly recommended moneylender
Ng Raymond
10:05 14 Nov 23
I hv been here for more than 10 years. Efficient service. Highly recommended.
Ng Raymond
10:05 14 Nov 23
I hv been here for more than 10 years. Efficient service. Highly recommended.
Ng Raymond
10:05 14 Nov 23
I hv been here for more than 10 years. Efficient service. Highly recommended.
Ng Daniel
04:02 10 Nov 23
Friendly & helpful staffs, willing to help & advice. Strongly recommend anyone who needs their help.
Ng Daniel
04:02 10 Nov 23
Friendly & helpful staffs, willing to help & advice. Strongly recommend anyone who needs their help.
Ng Daniel
04:02 10 Nov 23
Friendly & helpful staffs, willing to help & advice. Strongly recommend anyone who needs their help.
Richard Dela Cruz
10:09 03 Nov 23
Thank you so much for the nice and smooth experience with the loan officer who assisted me on getting my loan. Very well recomended. 👍
Richard Dela Cruz
10:09 03 Nov 23
Thank you so much for the nice and smooth experience with the loan officer who assisted me on getting my loan. Very well recomended. 👍
Richard Dela Cruz
10:09 03 Nov 23
Thank you so much for the nice and smooth experience with the loan officer who assisted me on getting my loan. Very well recomended. 👍
may
07:39 24 Oct 23
Pleasant experience! Was attended by the LO, efficiently. Will recommend to anyone that needs extra funds to tide through the rough period. Thank you good allianze 🙂
may
07:39 24 Oct 23
Pleasant experience! Was attended by the LO, efficiently. Will recommend to anyone that needs extra funds to tide through the rough period. Thank you good allianze 🙂
may
07:39 24 Oct 23
Pleasant experience! Was attended by the LO, efficiently. Will recommend to anyone that needs extra funds to tide through the rough period. Thank you good allianze 🙂
Randy
07:43 22 Sep 23
Loan officer were very polite and accommodating. They managed to resolve my issues in a very efficient and effective manner. Explained the terms and conditions of the loan very clearly. Thank you to Gold Allianze for your help!
Randy
07:43 22 Sep 23
Loan officer were very polite and accommodating. They managed to resolve my issues in a very efficient and effective manner. Explained the terms and conditions of the loan very clearly. Thank you to Gold Allianze for your help!
Randy
07:43 22 Sep 23
Loan officer were very polite and accommodating. They managed to resolve my issues in a very efficient and effective manner. Explained the terms and conditions of the loan very clearly. Thank you to Gold Allianze for your help!

Important Notes for Borrowers

You should keep these key points in mind:
  • Before approaching a moneylender, consider other alternatives, such as the various financial assistance schemes offered by various Government agencies. You may contact the agencies to find out more about their schemes. - Ministry of Social and Family Development - Ministry of Education - National Council of Social Service
  • You are legally obliged to fulfil any loan contract you enter into with a licensed moneylender.
  • Consider whether you are able to abide by the contractual terms, bearing in mind your income and financial obligations. Borrow only what you need and are able to repay. Be mindful that if you are unable to meet the contractual terms, the late payment fees and interest payment will be a financial strain not just on yourself but also on your family.
  • The law requires moneylenders to explain the terms of a loan to you in a language you understand and to provide you with a copy of the loan contract. Make sure you fully understand the terms of the contract, in particular, the repayment schedule, the interest rate charged and the fees applicable.
  • Consider carefully before agreeing to any contractual term which allows a moneylender to lodge a caveat on the sale proceeds of your real estate property upon default of the loan repayment. When a caveat is lodged against your property, you will not be able to sell it without first repaying the moneylender in full. If the repayment is taken from the net proceeds from the sale of the property, it can wipe out all or a substantial portion of the proceeds.
  • You should shop around different moneylenders for the most favourable terms. You should not rush into and commit yourself to a loan until you are satisfied with the terms and conditions.
For secured loans, you can obtain a loan of any amount.For unsecured loans, you can obtain:
  • Up to $3,000, if your annual income is less than $20,000;
  • Up to 2 months’ income, if your annual income is $20,000 or more but less than $30,000;
  • Up to 4 months’ income, if your annual income is $30,000 or more but less than $120,000; and
Any amount, if your annual income is $120,000 or more.
With effect from 1 October 2015, the maximum interest rate moneylenders can charge is 4% per month. This cap applies regardless of the borrower’s income and whether the loan is an unsecured or secured one. If a borrower fails to repay the loan on time, the maximum rate of late interest a moneylender can charge is 4% per month for each month the loan is repaid late.The computation of interest charged on the loan must be based on the amount of principal remaining after deducting from the original principal the total payments made by or on behalf of the borrower which are appropriated to principal.[To illustrate, if X takes a loan of $10,000, and X has repaid $4,000, only the remaining $6,000 can be taken into account for the computation of interest.]The late interest can only be charged on an amount that is repaid late. The moneylender cannot charge on amounts that are outstanding but not yet due to be repaid.[To illustrate, if X takes a loan of $10,000, and fails to pay for the first instalment of $2,000, the moneylender may charge the late interest on $2,000 but not on the remaining $8,000 as it is not due yet.]
With effect from 1 October 2015, all moneylenders are only permitted to impose the following charges and expenses:
  • a fee not exceeding $60 for each month of late repayment;
  • a fee not exceeding 10% of the principal of the loan when a loan is granted; and
  • legal costs ordered by the court for a successful claim by the moneylender for the recovery of the loan.
The total charges imposed by a moneylender on any loan, consisting of interest, late interest, upfront administrative and late fee also cannot exceed an amount equivalent to the principal of the loan.[To illustrate, if X takes a loan of $10,000, then the interest, late interest, 10% administrative fee and monthly $60 late fees cannot exceed $10,000.]
Do not borrow from unlicensed moneylenders. To verify that a moneylender is licensed by checking the list of licensed moneylenders. “Click here to access the list of licensed moneylenders.”Notwithstanding that the moneylenders are licensed, be mindful if they:
  • Use abusive language, or behave in a threatening manner towards you.
  • Ask for your SingPass user ID and/or password.
  • Retain your NRIC card or any other personal ID documents (e.g. driver’s licence, passport,work permit, employment pass or ATM card).
  • Ask you to sign on a blank or incomplete Note of Contract for the loan.
  • Grant you a loan without giving you a copy of the Note of contract for the loan and/or without properly explaining to you all the terms and conditions.
  • Grant you a loan without exercising due diligence (e.g. approving a loan over the phone, SMS or email before even receiving your loan application form and supporting documents, such as the income tax assessment and payslips).Withhold any part of your principal loan amount for any reason.
Such practices are not acceptable. If you encounter them, you should report the moneylender to the Registry of Moneylenders, with information such as the moneylender’s business name, licence and contact numbers.You can contact the Registry at telephone number: 1800-2255-529.To find out more about unlicensed moneylenders, you may click on this link: SPF.GOV.SG
Licensed moneylenders are permitted to advertise only through these three channels:
  1. business or consumer directories (in print or online media);
  2. websites belonging to the moneylender; and
  3. advertisements placed within or on the exterior of the moneylender’s business premises.
All other channels are prohibited.If you receive flyers, SMSes, emails or other forms of advertisements which are not permitted, these would either be from licensed moneylenders operating in breach of the advertising restrictions, or from unlicensed moneylenders.Hence, you are advised not to respond to such advertisements. Instead, you should report the advertisements by providing us with a proof of the advertisements (for SMS – a screen capture) to the Registry or to the Police.
You are advised to seek clarifications on specific terms of the loan contract before signing up with a licensed moneylender, and not to rely solely on the content of advertisements from the moneylender.
You should ensure that:
  • You understand your responsibilities as a surety;
  • You receive a copy of the Note of Contract at the time that the loan is granted to the borrower;
  • The moneylender has explained the terms in the Note of Contract in a language that you understand; and
  • The moneylender does not keep your NRIC card or any other personal ID documents (e.g.driver’s licence, passport).
  • The moneylender does not acquire any information that contains passwords to your user accounts (e.g. Singpass account, Internet banking account, email account).
  • Make sure the moneylender delivers to you the correct principal amount of the loan. The moneylender is only permitted an upfront deduction of a loan approval fee of up to 10% of the principal amount.
  • Pay the loan instalments on time to avoid incurring late payment fees and late interest.
  • Make sure the moneylender issues to you a dated and signed receipt every time you repay your loan or pay any fees in cash, and check it for correctness (e.g. name, amount, date).
  • Make sure you receive a statement of account for all your loan(s) at least once every 6 months, and check it for correctness (e.g. name, amount, date); and
  • You should retain all statement of accounts and receipts of payments, as documentation and evidence of payments.
You can contact the Registry at telephone number: 1800-2255-529.Rest assured that the Registry will not disclose your details to the moneylender without your consent.To facilitate the Registry to investigate your complaint, you may need to attend an interview with the officers and provide them with all relevant information and documents related to your loan transactions and circumstances of your dealings with the moneylender. The Registry views complaints against moneylenders seriously and will investigate them thoroughly. Errant moneylenders will be taken to task.If a moneylender has engaged in an unfair practice towards you, you can pursue the matter through the Small Claims Tribunal or the Court under the Consumer Protection (Fair Trading) Act. The Court also has the power to set aside loan transactions that are exorbitant or substantially unfair.

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