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The use of a credit card has been diversified over the years. Its usage is not only restricted to everyday purchases but also in spending such as vacation planning, buying airline tickets, making bulk purchases, you name it. People like using cards because they get special offers most of the time and reward points subsequently. Managing your credit card entails making full payments regularly. Now, there comes a time when you have planned vacation then unexpectedly you encounter additional expenses such as dining, shopping, or spending on leisure activities. In such cases, you are not sure you will make these [...]